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Each person behaves in a different way when it comes to investing their money, some prefer financial assets while some prefer physical assets, some prefer safe bets while others riskier. What about India? The wealth management industry in India is quite small plagued by a lack of education, awareness, and willingness to invest in equity investments.
‘Pay Later’ is a product that will always be needed as it allows for instant gratification purchases and reduces guilt by not having to pay for everything today. The faster, frictionless and credit payment method gives the consumer a sense of trust in the platform to transact.
As we look to understand the opportunities in the job market, for this discussion we have broken down the labor force into three buckets – White Collar, Grey Collar and Blue Collar. It is estimated that close to 300 million workers (excluding agricultural workers) are in the Blue and Grey collar jobs in India and around 15-20% (50MM) of the workforce in white collar jobs.
Neo Banking has been one of the hottest sectors in the startup landscape globally for a few years and lately in India as well. Over $5BN have been poured into this sector in 2019 globally. We put together some thoughts on this trending sector
Sandeep Murthy, Partner at Lightbox, on the difference between fintech and financial services. The difference is in how the data is used.
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